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Investment Loans

Turn Your Investment Goals into Reality with the Right Loan Options.

See how our investment loan solutions can empower you to grow your portfolio and maximize returns.

Contact Us for a Free Quote

Home » Loan Options » Investment Loans

About Our Investment Loans

Amres’s investment loans are business-purpose lending products designed to help you purchase income-generating assets like rental properties or distressed homes. Unlike traditional loans, investment loans take into account not only your creditworthiness but also the potential ROI (Return on Investment) of the asset you’re investing in.

Table of contents

  • About Our Investment Loans
  • Investment Loan Options
    • DSCR
    • Fix and Flip
  • How to Apply for an Investment Loan
    • Apply over the phone
  • More Info On Investment Loans

Investment Loan Options

Whether your investment goals are long term or short term, we have options to help you get the funds you need:

DSCR

Qualifying income based on cash flow of the subject property

  • Debt service coverage ratio as low as 0.75
  • First-time investors OK
  • Short-term rentals OK (Air BnB, VRBO)
  • Up to 8 units
View Loan Info

Fix and Flip

Quick funds to rehab distressed properties

  • Loan amounts up to $3.5 million
  • Maximum 85% LTC or 75% LTARV, whichever is lower
  • Credit scores as low as 600
View Loan Info

How to Apply for an Investment Loan

Apply over the phone

  1. Contact an Amres Loan Officer: Start by connecting with an Amres loan officer to discuss your needs and options.
  2. Gather Documentation: Prepare necessary financial documents, such as bank statements.
  3. Complete Application: Your loan officer will guide you through the application process, ensuring all details are accurately provided.
  4. Loan Processing and Approval: Amres will process the loan, conduct the appraisal, and provide a decision on approval.
  5. Closing: After approval, you’ll proceed to closing, where you’ll finalize the loan and become the proud owner of your new home.

Investment loans offer a great opportunity for real estate investors to leverage financial products for wealth creation. Contact us today to explore your investment loan options!

More Info On Investment Loans

How To Exceed The 10 Property Limit
Debt Service Coverage Ratio (DSCR) Loans | Investment Loans | Loan Options

How To Exceed The 10 Property Limit

ByJustin March 22, 2023September 28, 2023

If you’re a real estate investor, you may have found that many lenders won’t lend funds once you have financed 10 investment properties. This is […]

Read More How To Exceed The 10 Property LimitContinue

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Justin Smith | Branch Manager | NMLS #2413699 | (864) 209-7490 | Branch Address: 204 Creek Drive, Easley, SC 29642 | Licensed by South Carolina Board of Financial Institutions | Lic # MLB - 2446766.

This is not an offer or commitment to lend. Approval is subject to underwriting and program deadlines. Not all applicants qualify. Product information was last updated on 9/22/23. Information and pricing are subject to change at any time without notice. The content in this advertisement is for informational purpose only. Products not available in all areas. Amres Corporation Corporate Office NMLS #1359704: 1 Neshaminy Interplex Drive, Suite 310, Trevose, PA 19053. (844) 242-6656. This is not the the main page for Amres Corporation. www.amres.com. Guidelines subject to change. https://nmlsconsumeraccess.org/

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