At Amres, we understand not all homebuyers’ situations are the same. That’s why Amres has curated a diverse selection of loan options to cater to a wide variety homebuying goals. On this page, an overview of our extensive loan offerings is presented. Whether you’re a first-time homebuyer or long-time investor, we can help you fund the purchase of your dream home. Take a look around and see how we can help you on your path to homeownership.
Traditional and Government Loan Options
This section explores traditional and government-backed loan options, such as FHA, VA, and USDA loans, as well as conventional mortgages. These options are generally well-suited for first-time homebuyers, those with solid credit histories, and individuals looking for straightforward and familiar loan processes. Click “learn more” on any given option to find detailed information about loan features, eligibility criteria, and the benefits that come with government-backed guarantees or well-established loan structures.
Conventional
Flexible financing and terms for those with good credit.
FHA
Flexible credit requirements making homeownership more accessible.
USDA
No down payment required for homes in rural areas.
VA
No down payment required for military veterans, active duty, and surviving spouses.
Down Payment Assistance
No down payment required, making homeownership more accessible.
Manufactured Homes
Flexible financing options for affordable homes.
Construction-to-Permanent
Finance your home’s construction and permanent mortgage all in one loan.
Renovation
Turn a fixer upper into your dream home.
Non-traditional Loan Options
Our Non-Traditional Loans focus on loan options that offer flexibility and adaptability to meet unique financial situations. This includes Non-QM loans such as Bank Statement Loans, Asset Depletion Loans, and other specialized lending options. Ideal for self-employed individuals, property investors, and those with complex income structures, these loans offer alternatives for borrowers who might not fit the traditional lending mold. Discover the diverse options that allow for more creative financing solutions.
Non-QM
Loan options for self-employed, business owners, or those with limited income documentation.
Jumbo
Large loans amounts for luxury real estate.
ITIN
No social security number required.
Investment
No income documentation required. Qualify based on the property’s investment potential.